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Redmoon Converters
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EV Charging Cost Calculator (Home & Public)

Calculate the cost and time to charge an EV from any starting charge to any target, using your battery size, charger power (Level 1, Level 2 or DC fast) and electricity rate — plus cost per mile.

Covers AC-DC conversion and battery management overhead — typically 10-15%.
Cost of this charge
MetricValue
How it works

The battery only needs the "energy to add" figure, but the wall meter sees more than that: charging always loses some energy as heat during AC-to-DC conversion and while the battery management system balances cells, so the grid draw is always higher than the kWh that actually lands in the pack.

Charging losses typically run 10-15% for home and public Level 2 (AC) charging, and can run higher on DC fast charging, where the station itself does the AC/DC conversion and the pack's thermal management works harder to handle the higher current.

How it works

Four steps produce the result. Energy to add is battery capacity × (target percent − current percent) ÷ 100. Grid energy is that figure divided by (1 − losses ÷ 100), because charging always burns some energy as heat in AC-to-DC conversion and cell balancing. Cost is grid energy × your price per kWh, so you pay for the losses. Charging time is the energy divided by the charger's kW rating. If you supply a miles-per-kWh figure, it also derives cost per 100 miles.

Charger power sets the time and nothing else: Level 1 (120V, 1.4 kW), Level 2 Home (7.4 kW), Level 2 Public (11 kW), DC Fast (50 kW), DC Ultra-Fast (150 kW), or Custom for anything else. Losses default to 12 percent, with the field's own guidance putting typical AC charging at 10 to 15. On the defaults — a 60 kWh pack from 20 to 80 percent at $0.16/kWh on Level 2 Home — that is 36 kWh added, 40.91 kWh drawn, $6.55 and 4h 52m.

The time figure assumes constant power for the whole session, which is where it drifts furthest from reality. Real DC fast charging tapers sharply as the pack fills, so a 20 to 80 percent stop on a 150 kW charger takes noticeably longer than energy divided by 150 suggests. The time is also derived from the energy reaching the battery rather than the higher grid draw. Idle fees, per-session fees, network subscriptions, time-of-use tariffs and cold-weather losses are all outside the model.

Frequently asked questions

What does it cost to charge a 60 kWh EV from 20 to 80 percent?

At $0.16 per kWh with 12 percent losses, $6.55. The pack takes 36 kWh but the meter sees 40.91 kWh. At 3.5 miles per kWh that works out to about $5.19 per 100 miles, which the tool shows as a separate row.

How long does charging take on a normal 120V household outlet?

Pick Level 1 (120V, 1.4 kW). The same 36 kWh top-up that takes under five hours on a 7.4 kW home charger stretches to roughly 25 hours and 43 minutes, which is why Level 1 only really works for short daily commutes and overnight trickle charging.

Why is the grid energy higher than the energy added to the battery?

Because charging is not perfectly efficient. The onboard charger converts AC to DC and the battery management system balances cells, both of which shed heat. The default 12 percent loss means a 36 kWh top-up pulls 40.91 kWh from the wall, and your meter bills all of it.

What charging loss percentage should I actually enter?

Twelve percent is the default and sits in the middle of the 10 to 15 percent range typical of home and public Level 2 AC charging. DC fast charging runs higher, since the station handles conversion and the pack's thermal management works harder at high current.

How do I get cost per mile out of this?

Fill in the optional vehicle efficiency field in miles per kWh; 3.5 is a reasonable default for a mid-size EV. The tool then divides the total cost by the miles that charge adds and reports cost per 100 miles. Leave it blank and that row disappears.

Also known as

ev charging cost calculatorcost to charge electric carev charging time calculatorelectric car charging cost per mile

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